11/Dec/2017 Adam

“Three phrases that sum up Christmas are: Peace on Earth, Goodwill to Men, and Batteries not Included.” – English Proverb During the holiday season we all need to save more money. Each year it seems there are more and more ways to part with our hard earned money. We all have that family member or friend who spends half a years salary buying the perfect gifts for everyone.  You know who I am talking about. They buy one friend a 1 year subscription to the “Beer of the Month” club, another friend gets the latest tech toy or if you…